Jan. 14, 2020

Bay Hill Redesign

Collecting ideas to save space and create a
smashing Re-design in Lost Creek
Posted in Selling Your Home
Jan. 14, 2020

Austin Market Insights

Posted in Community News
Nov. 6, 2019

First Step

Posted in Buying
Nov. 1, 2019

Is it a Buyer's or Seller's Market?

Posted in Real Estate News
Nov. 1, 2019

Thinking of Selling?

Posted in Real Estate News
June 6, 2019

Myths about Qualifying for a Home

Myths about Mortgage Lending in June 2019

*Closing the Knowledge Gap

OUR SUMMER CAMPAIGN is focused on educating consumers and dispelling the myths and creating a pathway to success.  There are a few myths that are getting in the way of home purchases according to a consumer study in 2018.

These are - Consumers like you want to know - but are not CLEAR ABOUT:

a) What you actually qualify for

b) What downpayment you really need

c) Where rates stand today = under 4% with approved credit

d) Did you know there is a loan for everyone regardless of credit score?

In a national Study by Fannie Mae [2018] using an online survey of over 3,000 respondents, about trends in consumers’ understanding of mortgage qualifications these valuable insights were made

Here's the scoop:

Overall there is a lack of understanding about mortgage qualifications even among current homeowners 

  1. consumers are checking their credit scores AND
  2. consumers are commonly using online services for info about mortgages BUT
  3. they overestimate what required minimum credit scores are to shop for a home AND
  4. they overestimate what the required mortgage downpayment would be (minimum is about 580) but it truly depends upon a variety of factors such as length of time on the job, your debt to income ratio- ideally 45%

So for the rest of 2019 it is our MISSION to cooperate with trustworthy, competent lender partners who will help to educate you, improve your score, knowledge and understanding of what you actually qualify for and the downpayment required to purchase a home right now or in the near future. 

They will also keep you abreast of Texas Mortgage rates which are currently under 4% with a 740 credit score. (these rates depend upon credit, income, debt ratio and vary from one borrower to the next) found on Mortgage Calculator.org.

 

  1. Need to find out what you qualify for? Let's Talk!
  2. Email me at lcontaldi@intero.com;
  3. Text me at 512-784-5111 with the words qualify me
  4. Include you email address and the best way to reach you!

*FANNIE MAE CONSUMER MORTGAGE UNDERSTANDING STUDY 2018  - Chief Economist Doug Duncan.
Posted in Buying
Nov. 7, 2018

Honoring the Clean and Uncluttered

Fulfillment...

comes in a variety of disguises and with all of the choices, we have to capture our attention these days Clean and Simple is not likely to be at the top of the list.  Over the years I've helped homeowners build and sell the illusion of Luxury to others but to my surprise, the essence of what people are most attracted to is quite the opposite.

A dignified clean, uncluttered space allows for ideas and imagination to emerge rather than elaborate.  Fancy is what is taught to be most reinforcing, but it makes others feel the pressure of what the world is pushing on us.  The practice of allowing gratefulness into our hearts will create a place for others to escape.  Dumbing things down will shorten your to-do list and provide satisfaction to people to show them you care while offering the gift of your time!

Here's an example of Clean and Simple:

2414 Santa Barbara Loop in Paloma Lake ~ Round Rock

 

Stand out in a crowd by offering the generosity of your time to others...

Blessings,

Lisa Marie Contaldi 

512-784-5111 We've had the pleasure of helping clients in Austin for many years...

www.mygreateraustinhomesearch.com

 

 

Posted in Selling Your Home